Credit card companies may settle debts for less than the full balance, but the percentage varies widely. Here's why.

Paying your credit cards weekly can help cut interest costs, improve your credit score, and encourage smarter spending habits ...

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PNC Bank Introduces PNC Spend Wise℠, A No Annual Fee Credit Card Offering A Purchase APR Reduction to Encourage Responsible Credit Habits Provided by PR Newswire May 12, 2025, 5:05:00 AM PNC Bank ...

A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...

If high-interest balances have been weighing you down, now is the perfect time to take control and start fresh.

New York — Americans would save roughly $100 billion a year in interest costs if President Donald Trump’s campaign proposal to cap credit card interest rates at 10% were implemented, according to a ...

In a bipartisan move aimed at financial reform, Representatives Alexandria Ocasio-Cortez and Anna Paulina Luna have introduced legislation that would cap credit card interest rates at a maximum of 10 ...

New legislation in Congress that was introduced by an unlikely duo of senators seeks to impose a credit card interest rate cap, with the potential for such a bill becoming law aided by President ...

The U.S. consumer has an average credit card balance of $6,519, according to TransUnion's October 2025 Credit Industry Snapshot Report. Meanwhile, credit card balances among all consumers rose by ...